For Patients and Visitors > Accepted Insurance Plans

Accepted Insurance Plans

The following insurances are accepted at St. Mary’s Healthcare and Carondelet Regional Medical, PC:

  • Medicare
  • Medicaid
  • AARP
  • Aetna Health Inc.
    (St. Mary’s Healthcare does not participate in Aetna Medicaid Plans)
  • Anthem
  • Capital District Physicians’ Health Plan
  • CHAMPVA
  • Humana
    (St. Mary’s Healthcare does not participate in Humana Medicaid Plans)
  • CIGNA*
    (St. Mary’s Healthcare does not participate in CIGNA Medicaid Plans and some out-patient behavioral health services may not be covered)
  • Excellus
  • Fidelis Care of NY
  • GHI an Emblem Health Company
  • Hamaspik, Inc.
  • Highmark
  • MagnaCare
  • Martin’s Point Health Care
  • Medicare Railroad (Palmetto GBA)
  • MVP Health Plan, Inc.
  • No Fault
  • Today’s Options American Progressive
  • The Empire Plan (NYSHIP)
  • Tricare/Trichamp
  • Trinity Health Plan (MediGold)
  • UnitedHealthcare*
    (Some out-patient behavioral health services may not be covered for UnitedHealthcare Medicare/Medicaid Plans)
  • UMR
  • USFAMILY
  • VA / VACCN
  • ValueOptions
  • WellCare
  • Worker’s Compensation
  • 1199

We recommend contacting your insurance provider to confirm whether your plan is accepted by St. Mary’s Healthcare and to verify that the services you require are covered under your plan.

Please note:

  • St. Mary’s Healthcare does NOT par with any Exchange Metal Plans.
  • *Some insurance companies may contract out behavioral health services. This practice is known as a “behavioral health carve-out” and separates behavioral health services from their main plan. This can result in delays, inconsistent reimbursements, and potential out-of-network charges. It’s important to verify your behavioral health benefits and coverage details early on to avoid any surprises.
January 2025